Professional Indemnity
For covered allegations involving project management, coordination, advice, contract administration, reporting and other professional services.
Construction managers
Insurance for construction managers.
Professional Indemnity and business insurance advice for construction managers, project managers and firms coordinating complex building and infrastructure work.
Want to talk it through first?Start with a callback—no quote form or commitment required.
Scope of work
The role and site responsibilities need to be clear.
A strong insurance submission explains whether the business provides professional management only or also accepts principal-contractor, construction, safety or design responsibility.
- Project planning, programming and budget control
- Design coordination and consultant management
- Procurement and contract administration
- Site preparation and construction supervision
- Safety systems and contractor coordination
- Quality control, inspections and project close-out
- Physical construction, trade work or principal contracting
Underwriting context
What can influence the insurance terms?
The detail behind the role matters. Clear information about project scale, contractual responsibility and physical site involvement helps insurers distinguish professional and operational construction risk.
01Professional management only versus physical construction work
02Principal-contractor, head-contractor or superintendent roles
03Maximum project values, contract values and largest projects
04Residential, commercial, civil and infrastructure project mix
05Design coordination, certification and consultant responsibility
06Site safety, subcontractor control and contractual indemnities
07Defects, delays, cost overruns and project-performance obligations
08Claims, complaints and known circumstances
Cover around the business
Protection around the whole project role.
Public & Products Liability
For certain third-party injury or property damage claims associated with site attendance, supervision and business operations.
Contract Works
Where the business performs or contracts physical construction, project works, materials, plant and equipment may require separate protection.
Management Liability
Cover options for selected claims involving directors, officers, employment practices and management of the company.
Workers compensation and commercial motor may also be relevant. Cover availability, terms and exclusions depend on the insurer and information supplied.
Preparing the submission
Information worth having ready.
You do not need every document before starting the conversation, but these details usually help us obtain meaningful written terms.
- Revenue split by project management, supervision and contracting
- Residential, commercial, civil and infrastructure percentages
- Typical and maximum project or contract values
- Details of principal-contractor and site-safety responsibilities
- Design, certification, procurement and subcontractor responsibilities
- Current policies, claims and material contractual insurance terms
Useful guides
Go deeper when you need to.
Choosing a Professional Indemnity limit
Defence costs inside or outside the limit
Retroactive cover and prior work
Insurance requirements in engineering contracts
Common questions
Construction-management insurance, explained clearly.
A consultant providing professional project-management advice presents a different risk from a firm acting as principal contractor or performing physical construction. The insurer needs both activities and responsibilities described accurately.
No. Professional Indemnity addresses selected professional-service claims. Physical construction, site injury, property damage, works, plant and materials create different exposures requiring other covers.
The appropriate limit depends on project values, contractual requirements, client expectations, services and risk exposure. We can review those factors when arranging terms.
Yes. Explain who appoints and controls contractors, who manages site safety and quality, and what contractual responsibility the business accepts for their work.
Next step
Request written terms for your construction-management business.
Tell us about your projects, site role and the contractual responsibilities your business accepts.
A simpler first step
Not ready for a quote? Start a conversation.
Start a conversation
Request a callback.
Share the essentials and the team can get in touch. There is no need to complete a full proposal form.