Professional Indemnity
For covered allegations connected with design, calculations, reports, inspections, certification and professional advice.
Structural engineers
Insurance for structural engineers.
Professional Indemnity and business insurance advice for firms providing structural design, assessment, certification and related consulting services.
Want to talk it through first?Start with a callback—no quote form or commitment required.
Scope of work
The structures and responsibilities need to be clear.
A strong insurance submission explains the structures you work on, the project types you accept and the professional responsibilities your practice assumes.
- Residential, commercial and industrial structural design
- Structural inspections and condition reports
- Certification, sign-off and compliance services
- Remedial and forensic engineering
- Temporary works and construction-stage advice
- Façade, retaining and specialist structural components
- Peer review and project management
Underwriting context
What can influence the insurance terms?
The detail behind the occupation matters. Clear project, service and responsibility information helps insurers assess the actual structural engineering risk.
01Residential work, including high-rise and multi-unit projects
02Maximum construction values and largest projects
03Certification and sign-off responsibility
04Remedial, forensic or expert work
05Design-and-construct contracts and assumed liability
06Temporary works and construction-stage involvement
07Subcontracted design or overseas services
08Claims, complaints and known circumstances
Cover around the practice
Protection around the whole practice.
Public & Products Liability
For certain third-party injury or property damage claims associated with business activities and site attendance.
Cyber insurance
Selected cover for cyber, privacy and technology events affecting the practice.
Business & equipment
Cover options for office assets and portable technical equipment used by the firm.
Cover availability, terms and exclusions depend on the insurer and the information supplied.
Preparing the submission
Information worth having ready.
You do not need every document before starting the conversation, but these details usually help us obtain meaningful written terms.
- Fee split by project and service type
- Residential, commercial, industrial and infrastructure percentages
- Typical and maximum project values
- Details of certification, inspections and temporary works
- Current policy and claims information
- Material contractual insurance requirements
Useful guides
Go deeper when you need to.
Choosing a Professional Indemnity limit
Defence costs inside or outside the limit
Retroactive cover and prior work
Insurance requirements in engineering contracts
Common questions
Structural engineering insurance, explained clearly.
Errors can have significant safety, rectification and financial consequences. Insurers therefore need a clear picture of structures, project values and the responsibilities your practice accepts.
It can. Insurers may distinguish detached housing, alterations, multi-unit developments and high-rise projects, so state the type and percentage of residential work clearly.
Yes. Certification and sign-off responsibility can materially affect the risk, even where it represents only a small share of revenue.
Explain the scope, typical project values, who relies on the advice, the responsibility accepted and any relevant contractual terms.
Next step
Request written terms for your structural engineering business.
Tell us about the structures, project profile and responsibilities your practice accepts.
A simpler first step
Not ready for a quote? Start a conversation.
Start a conversation
Request a callback.
Share the essentials and the team can get in touch. There is no need to complete a full proposal form.