Professional Indemnity
For covered allegations connected with fire safety strategies, system design, performance solutions, modelling, certification and professional advice.
Fire protection engineers
Insurance for fire protection engineers.
Professional Indemnity and business insurance advice for firms providing fire safety strategy, system design, performance solutions and certification.
Want to talk it through first?Start with a callback—no quote form or commitment required.
Scope of work
The life-safety responsibilities need to be clear.
A strong insurance submission explains the fire safety services you provide, the buildings and systems involved and the extent of certification, sign-off and regulatory responsibility.
- Fire safety strategies and engineering reports
- Performance solutions and alternative solutions
- Active fire protection system design
- Passive fire, smoke control and egress advice
- Fire modelling, evacuation and risk assessment
- Certification, inspections and regulatory sign-off
- Peer review, commissioning and remedial advice
Underwriting context
What can influence the insurance terms?
The detail behind the occupation matters. Clear information about buildings, systems, performance solutions and certification responsibilities helps insurers assess the actual fire protection engineering risk.
01Fire safety certification, sign-off and regulatory reliance
02Performance solutions and departures from deemed-to-satisfy provisions
03High-rise, health, aged-care and other complex buildings
04Maximum construction values and largest projects
05Active, passive, smoke-control and evacuation systems
06Fire modelling, commissioning and inspection responsibilities
07Installation, maintenance, subcontractors and overseas work
08Claims, complaints and known circumstances
Cover around the practice
Protection around the whole practice.
Public & Products Liability
For certain third-party injury or property damage claims associated with business activities and site attendance.
Cyber insurance
Selected cover for cyber, privacy and technology events affecting the practice.
Business & equipment
Cover options for office assets and portable technical equipment used by the firm.
Cover availability, terms and exclusions depend on the insurer and the information supplied.
Preparing the submission
Information worth having ready.
You do not need every document before starting the conversation, but these details usually help us obtain meaningful written terms.
- Fee split by strategy, design, modelling, inspection and certification
- Residential, commercial, industrial, health and high-rise percentages
- Typical and maximum project values
- Details of performance solutions and regulatory sign-off
- Any installation, maintenance or physical contracting work
- Current policy, claims and contractual insurance information
Useful guides
Go deeper when you need to.
Choosing a Professional Indemnity limit
Defence costs inside or outside the limit
Retroactive cover and prior work
Insurance requirements in engineering contracts
Common questions
Fire protection engineering insurance, explained clearly.
Fire engineering can influence life-safety systems, regulatory compliance and building approvals. Insurers therefore look closely at services, certification, project size and building complexity.
Yes. Certification and sign-off can increase professional responsibility because regulators, certifiers, owners and other parties may rely on the engineer’s conclusions.
Yes. Explain the building classes, solution types, modelling or analysis performed, approval pathway and who relies on the final report.
Yes. Physical installation, servicing or maintenance creates operational risks and may require Public Liability, product, contract works and other cover in addition to Professional Indemnity.
Next step
Request written terms for your fire protection engineering business.
Tell us about the fire safety services, building profile and certification responsibilities your practice accepts.
A simpler first step
Not ready for a quote? Start a conversation.
Start a conversation
Request a callback.
Share the essentials and the team can get in touch. There is no need to complete a full proposal form.
Concept only—the production version will use Gravity Forms and notify the team.