Civil engineers
Infrastructure, land development, roads, drainage, water and related civil design.
Engineering disciplines
Engineering insurance by discipline.
Find guidance that reflects the services you perform, the projects you accept and the professional responsibilities you assume.
Not sure which discipline fits?Start with a callback—no quote form or commitment required.
Start with the work
Different work creates different insurance questions.
Two engineering businesses can have the same turnover and very different risk profiles. Select the closest discipline below. If your practice works across several areas, include every material activity in the quote request.
Structural engineers
Structural design, assessment, certification, inspections and remedial work.
Electrical engineers
Power, lighting, electrical systems, controls and consulting services.
Mechanical engineers
Machinery, plant, industrial systems and mechanical design.
Geotechnical engineers
Site investigation, subsurface conditions, foundations and ground recommendations.
Environmental engineers
Environmental assessment, remediation, compliance and technical advice.
Fire protection engineers
Fire safety design, performance solutions, assessment and certification.
HVAC engineers
Heating, cooling, ventilation and coordinated building-services design.
Software & control engineers
Control systems, automation, embedded systems and technology consulting.
Construction managers
Project coordination, construction management and professional oversight.
Other or combined disciplines
A route for multidisciplinary practices and services that do not fit one category.
Not sure where the work fits?
Choose the closest discipline in the quote form and describe the full scope of services. Do not omit an activity because it represents only a small part of revenue.
Underwriting context
What insurers are likely to assess.
The occupation name is only the starting point. Clear activity and project information helps insurers understand the actual risk.
- Disciplines and services performed
- Annual fees and turnover by activity
- Typical and maximum project values
- Residential, commercial, industrial and infrastructure exposure
- Design, inspection, certification and sign-off responsibility
- Design-and-construct and other contractual obligations
- Subcontracted and overseas work
- Claims, complaints and known circumstances
How we help
A clearer route to written terms.
We help organise the activity information insurers need, seek suitable written terms and explain the important differences before you decide.
Describe the practice
Tell us about every discipline, service, project type and responsibility.
We review the risk
We clarify material details and approach insurers that consider engineering businesses.
Compare the terms
We explain relevant limits, excesses, exclusions and endorsements.
Common questions
Useful answers, without the jargon.
Include every material activity in the quote request, even where one discipline represents only a small share of revenue. This helps the submission and resulting cover reflect the whole practice.
Choose the closest primary discipline and describe the complete scope of services. We can clarify the activity profile before seeking written terms.
Different activities can create different claim frequency and severity. A breakdown helps an insurer understand the risk instead of relying on a broad occupation label.
It should be disclosed separately. Contracting, construction or installation can create exposures that are not addressed by a consulting engineer’s Professional Indemnity policy alone.
Next step
Tell us what your engineering business does.
The clearer the activity information, the more accurately insurers can assess the risk.
A simpler first step
Not ready for a quote? Start a conversation.
Start a conversation
Request a callback.
Share the essentials and the team can get in touch. There is no need to complete a full proposal form.
Concept only—the production version will use Gravity Forms and notify the team.