Professional Indemnity
For covered allegations connected with electrical design, specifications, calculations, reports, commissioning and professional advice.
Electrical engineers
Insurance for electrical engineers.
Professional Indemnity and business insurance advice for firms designing power, lighting, control, communications and other electrical systems.
Want to talk it through first?Start with a callback—no quote form or commitment required.
Scope of work
The systems and responsibilities need to be clear.
A strong insurance submission explains the electrical systems you design, the industries you serve and whether your practice also performs installation, contracting or commissioning work.
- Power distribution, generation and electrical infrastructure design
- Building services, lighting and emergency systems
- Control, automation and instrumentation engineering
- Communications, security and data systems
- Renewable energy, batteries and grid connection advice
- Testing, commissioning and compliance consulting
- Peer review, project management and technical reporting
Underwriting context
What can influence the insurance terms?
The detail behind the occupation matters. Clear information about system types, project values and any physical contracting work helps insurers assess the actual electrical engineering risk.
01Power generation, transmission, distribution and high-voltage work
02Renewable energy, battery storage and grid-connection projects
03Maximum project values and critical system responsibilities
04Testing, commissioning, certification and compliance sign-off
05Whether the business also performs installation or contracting
06Mining, industrial, medical, transport or other specialist sectors
07Subcontracted design, overseas work or technology integration
08Claims, complaints and known circumstances
Cover around the practice
Protection around the whole practice.
Public & Products Liability
For certain third-party injury or property damage claims associated with business activities and site attendance.
Cyber insurance
Selected cover for cyber, privacy and technology events affecting the practice.
Business & equipment
Cover options for office assets and portable technical equipment used by the firm.
Cover availability, terms and exclusions depend on the insurer and the information supplied.
Preparing the submission
Information worth having ready.
You do not need every document before starting the conversation, but these details usually help us obtain meaningful written terms.
- Fee split by electrical service, system and industry sector
- Residential, commercial, industrial, infrastructure and energy percentages
- Typical and maximum project values
- Details of testing, commissioning and certification responsibilities
- Any installation, contracting, manufacturing or product supply
- Current policy, claims and contractual insurance information
Useful guides
Go deeper when you need to.
Choosing a Professional Indemnity limit
Defence costs inside or outside the limit
Retroactive cover and prior work
Insurance requirements in engineering contracts
Common questions
Electrical engineering insurance, explained clearly.
Electrical engineering covers very different exposures, from building services to high-voltage infrastructure. A clear breakdown helps insurers assess the actual systems, industries and responsibilities involved.
Yes. Professional engineering design and physical electrical work create different risks. Installation or contracting may require Public Liability, contract works and other operational cover in addition to Professional Indemnity.
Yes. Certification and sign-off responsibility can materially affect the risk, even where it represents only a small share of revenue.
Explain the system type, voltage, project scale, services performed, parties relying on the work and the responsibility accepted under contract.
Next step
Request written terms for your electrical engineering business.
Tell us about the electrical systems, industry sectors and responsibilities your practice accepts.
A simpler first step
Not ready for a quote? Start a conversation.
Start a conversation
Request a callback.
Share the essentials and the team can get in touch. There is no need to complete a full proposal form.
Concept only—the production version will use Gravity Forms and notify the team.