Third-party liability
Selected liability for covered injury or property damage arising from drone operations.
Drone insurance
Drone cover for engineering work from the air.
Insurance options for remotely piloted aircraft used in engineering inspections, surveys, mapping, imagery and related professional activities.
Adding drones to inspections or survey work?Ask us about the insurance before completing a full quote form.
Engineering operations
Aerial capability introduces a different class of risk.
Drones can improve access, documentation and data collection, but aviation liability and equipment exposures are often treated separately from standard business policies.
- Asset, façade and roof inspections
- Surveying, mapping and photogrammetry
- Thermal and specialist imaging
- Infrastructure and construction monitoring
- Environmental and site assessment
- Collection of imagery and project data
What shapes the terms
The operation matters as much as the aircraft.
Insurers consider the equipment, pilots, locations, flight profile and regulatory permissions behind the work.
01Aircraft make, model, weight and replacement value
02Cameras, sensors and specialist payloads
03Inspection, survey, mapping and filming activities
04Pilot qualifications, experience and flight hours
05Operations near people, property and infrastructure
06Beyond-visual-line-of-sight or other approved operations
07Subcontracted pilots and hired aircraft
08Australian, offshore and overseas operations
Cover options
Protect the aircraft, the operation and third parties.
Hull damage
Selected accidental loss or damage to declared drones, subject to valuation and policy terms.
Cameras and sensors
Declared specialist payloads and fitted equipment may need to be specifically valued and insured.
Controllers and accessories
Selected cover may extend to controllers, batteries and other declared supporting equipment.
Drone policies vary. Liability, hull, payloads, theft, transit and overseas use may be separate sections or subject to different excesses, limits and exclusions.
Important boundaries
Drone insurance does not replace professional or regulatory controls.
The business must still operate within applicable aviation rules, permissions and the policy’s approved-use conditions.
- Standard Public Liability may exclude aircraft and drone operations
- Professional errors in interpreting drone data may fall under PI
- Privacy, data and cyber incidents may require separate cover
- Flying outside declared activities or permissions may affect cover
- Aircraft, payloads and ground equipment may have separate sums insured
- Territorial limits should be checked before interstate or overseas work
- Subcontracted pilots should carry appropriate insurance
Preparing a request
What helps us obtain meaningful terms.
Drone schedule
Make, model, serial number, weight, replacement value and any specialist payloads.
Experience and licensing
Pilot details, flight hours, qualifications, approvals and operational history.
Where and how you fly
Activities, locations, proximity to people or infrastructure and any unusual flight profiles.
Incidents and claims
Previous crashes, losses, complaints, regulatory matters and corrective action taken.
Useful guides
Understand the cover around engineering work from the air.
Insurance considerations when engineers use drones
When an engineering consultancy may need Public Liability
Professional Indemnity versus Public Liability
More insurance guides for engineering businesses
Common questions
Drone insurance, explained clearly.
Do not assume they are. Aircraft and aviation-related liabilities are commonly excluded or restricted, so dedicated drone liability cover may be required.
Hull cover concerns loss or damage to the insured drone and declared equipment. Liability cover concerns certain injury or property damage caused to third parties by the operation.
Not always. High-value payloads should be individually described and valued, and the policy should confirm whether they are covered while fitted, removed, stored and in transit.
That depends on the policy and contractual arrangement. Disclose subcontracting and confirm that each operator has suitable qualifications, permissions and insurance.
Yes. The policy may require lawful operation, appropriate qualifications, permissions and adherence to declared operating procedures. Insurance does not replace regulatory compliance.
Next step
Request drone insurance terms for your engineering operations.
Tell us about the aircraft, pilots, payloads, flight profile and work being performed.
A simpler first step
Not ready for a quote? Start a conversation.
Start a conversation
Request information or a callback.
Tell us what you need and how you would like us to respond. There is no need to complete a full proposal form.
Concept only—the production version will use a short Gravity Form and notify the team.