An engineer blamed for loss may have a Professional Indemnity circumstance even before the client makes a direct formal claim.
Another consultant, builder or contractor may allege that the engineer caused or contributed to a project problem.
Examples can include allegations involving:
- incorrect design
- coordination errors
- inadequate documentation
- certification
- delays
- additional construction costs
- failure to identify an issue
This can be relevant even where the allegation is informal.
If there is a realistic possibility that the engineer may later face a claim or contribution demand, the matter may need to be notified as a circumstance.
The engineer should retain relevant records and allow the insurer to assess the allegations before accepting responsibility.
