Remedial engineering involves assessing or providing advice on existing defects, damage or failures.
This can create different Professional Indemnity exposures from new design because the engineer may be working with incomplete information or conditions that cannot be fully observed.
Insurers may consider:
- the type of defects being investigated
- structural cracking or movement
- water ingress or façade issues
- failed building elements
- previous repair work
- the extent of inspections or testing
- whether recommendations include repair design
- certification or sign-off responsibilities
Clear reports, documented assumptions and defined limitations can be particularly important.
Insurers may also want to understand how much of the firm’s work involves remedial or forensic engineering compared with new design.
