Fire safety and fire protection engineering can attract detailed Professional Indemnity underwriting because the engineer’s work may influence building safety, regulatory compliance and the performance of fire protection systems.
Insurers may consider:
- fire safety engineering reports
- performance solutions
- fire modelling
- sprinkler and suppression system design
- detection and alarm systems
- smoke control
- certification or compliance work
- the size and type of buildings involved
The insurer may also want to understand whether the engineer is designing systems, reviewing another consultant’s work, providing performance-based solutions or signing off on compliance.
Larger, more complex or higher-occupancy buildings can attract additional underwriting attention.
Experience, qualifications, checking procedures and clearly documented assumptions can all be relevant to the assessment.
For broader technical context on fire safety engineering and Performance Solutions, see the Australian Building Codes Board and the National Construction Code resources it publishes.
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