Project management can create Professional Indemnity exposure even where the engineer is not responsible for the underlying design.
Insurers may consider whether the engineer is responsible for:
- project coordination
- contractor or consultant management
- programming and scheduling
- cost management
- contract administration
- quality monitoring
- site inspections
- certification or approvals
The broader the project management role, the more likely the engineer may be drawn into disputes involving delays, costs, defective work or coordination issues.
Insurers will usually want to understand exactly what responsibilities the engineering firm has accepted and whether those responsibilities extend beyond its normal professional services.
A clear written scope is particularly important where the engineer is coordinating work performed by other consultants or contractors.
