Professional Indemnity Insurance can cover claims arising from engineering certification, verification or sign-off, provided those services have been disclosed to and accepted by the insurer.
Insurers may want to understand exactly what the engineer is certifying.
There can be a significant difference between reviewing a design, conducting periodic inspections and formally certifying that completed work complies with specified requirements.
The insurer may consider the engineer’s qualifications, experience, project types, inspection procedures and the extent to which clients or third parties rely on the certification.
Engineers should make sure certification and sign-off activities are accurately described when arranging PI Insurance rather than assuming they are automatically covered under a broad description such as “engineering consultancy”.
For broader professional guidance on Professional Indemnity Insurance for engineering services, see Engineers Australia’s Professional Indemnity Insurance guidance.
