Façade engineering can attract additional Professional Indemnity underwriting because the work can involve building performance, structural interfaces, water penetration, materials and compliance issues.
Insurers may consider:
- curtain wall and cladding systems
- glazing
- waterproofing and weatherproofing
- façade remediation
- existing combustible cladding
- structural support and fixings
- high-rise buildings
- inspection, certification or sign-off responsibilities
The insurer may also want to understand whether the engineer is designing the façade, reviewing another party’s design, inspecting installation or providing remedial advice.
Façade work on large or high-rise buildings can attract additional scrutiny because rectification costs can be significant.
Experience with similar projects, clearly defined scopes and documented review procedures can all form part of the underwriting assessment.
