Electrical engineering can cover very different types of work, so Professional Indemnity insurers usually look at the services being provided rather than relying on the occupation title alone.
They may consider:
- building services and electrical design
- power generation or distribution
- industrial and process systems
- renewable energy projects
- communications and control systems
- testing, inspection or certification
- project values and client types
- the engineer’s contractual responsibilities
An electrical engineer designing services for a small commercial building can present a different exposure from a firm working on major infrastructure, industrial facilities or high-voltage systems.
Insurers may also look at whether the engineer is responsible only for design, or also for commissioning, inspection, certification or project management.
Clear descriptions of the work undertaken help insurers understand the exposure properly.
Looking for electrical engineering insurance? #
Review our electrical engineer insurance page or request a written quote. Written quotes are usually provided within 24 to 72 hours.
