Surveying equipment insurance should reflect how expensive and portable engineering equipment is used, transported and stored.
Examples can include:
- surveying equipment
- laser scanners
- monitoring equipment
- testing instruments
- thermal imaging equipment
- data loggers
- specialist cameras
- electronic measurement equipment
Insurance should reflect how the equipment is actually used.
Important considerations can include cover while the equipment is:
- at the office
- on a construction site
- inside a vehicle
- in transit
- temporarily stored elsewhere
- being used by employees or contractors
Some policies apply limits to portable equipment or place conditions on theft from unattended vehicles.
The replacement value of specialist equipment should also be reviewed periodically, particularly where technology is expensive or difficult to replace quickly.
Professional Indemnity Insurance generally addresses liability arising from professional services rather than physical loss or damage to the equipment itself.
