Civil engineering covers a broad range of activities, so Professional Indemnity insurers usually want to understand exactly what type of work the business performs.
This may include:
- subdivisions and land development
- roads and pavements
- stormwater and drainage
- water and sewer infrastructure
- retaining structures
- bridges and tunnels
- ports and marine infrastructure
- major public infrastructure
Insurers may also consider project values, professional fees, contractual responsibilities, certification, project management, overseas work and the use of subcontracted consultants.
A civil engineer providing a limited design component on a large project can present a different exposure from a consultant responsible for broader design, coordination and certification.
Large infrastructure projects can attract additional underwriting because of their scale, contractual complexity and potential rectification or delay costs.
For civil engineering businesses working across several areas, an accurate breakdown of activities and project types helps insurers understand the risk properly.
Looking for civil engineering insurance? #
Review our civil engineer insurance page or request a written quote. Written quotes are usually provided within 24 to 72 hours.
