Professional Indemnity insurers generally look beyond the description “structural engineer” and consider the actual work being undertaken.
Typical underwriting questions may cover:
- residential, commercial or infrastructure work
- building height and project values
- new design versus remedial work
- bridges, façades and other specialist structures
- design, inspection and certification responsibilities
- the engineer’s experience
- peer review and checking procedures
- subcontracted consultants
- previous claims or circumstances
Structural engineering can cover a very wide range of work.
A practice designing residential alterations may be assessed differently from one involved in high-rise buildings, bridges or major infrastructure.
Insurers may also pay particular attention to certification and remedial work. These activities can involve reliance on the engineer’s professional opinion, existing defects or conditions that cannot always be fully inspected.
Clear scopes of work, documented checking procedures and relevant experience can therefore be important parts of the underwriting assessment.
Looking for structural engineering insurance? #
Review our structural engineer insurance page or request a written quote. Written quotes are usually provided within 24 to 72 hours.
