Professional Indemnity for Engineers
10 Docs
How are multidisciplinary engineering firms assessed by Professional Indemnity insurers?
Last Updated: September 21, 2026How Professional Indemnity insurers assess multidisciplinary engineering firms and why an accurate activity breakdown matters.
Are defence costs included within an engineer’s Professional Indemnity limit?
Last Updated: September 24, 2026How defence costs can sit inside or outside a Professional Indemnity limit and why this matters to engineers.
What is the difference between an any-one-claim and aggregate Professional Indemnity limit?
Last Updated: September 23, 2026The difference between any-one-claim and aggregate Professional Indemnity limits, and why engineers should check how the limit operates.
How does an engineer choose an appropriate Professional Indemnity limit?
Last Updated: September 24, 2026Factors engineers should consider when selecting a Professional Indemnity limit, including contracts, project profile, defence costs and aggregate limits.
How does changing Professional Indemnity insurers affect an engineer’s previous work?
Last Updated: September 21, 2026How changing Professional Indemnity insurers can affect an engineer's previous work, including retroactive dates, prior notifications and continuity of cover.
Can an engineering business be covered for work completed before its current policy commenced?
Last Updated: September 23, 2026How Professional Indemnity Insurance may cover engineering work completed before the current policy commenced, subject to retroactive cover and prior knowledge.
Does Professional Indemnity Insurance cover work performed by subcontracted engineers or consultants?
Last Updated: September 23, 2026How an engineering firm's Professional Indemnity policy may respond to work performed by subcontracted engineers or consultants.
Does Professional Indemnity Insurance cover engineering certification and sign-off?
Last Updated: September 23, 2026How Professional Indemnity Insurance can respond to engineering certification and sign-off, and why those activities should be clearly disclosed.
What is run-off cover and how long should engineers maintain it?
Last Updated: September 24, 2026Why engineers may need Professional Indemnity run-off cover after they stop trading or stop providing a professional service, and what affects the duration.
What is a retroactive date and why does it matter to engineers?
Last Updated: September 24, 2026What a retroactive date means under Professional Indemnity Insurance and why engineers should check it when changing insurers or business arrangements.